When it comes to lending, our management team has decades of experience. They are constantly challenging themselves to build a better, more transparent home loan experience.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons Novus Home Mortgage, a division of Ixonia Bank, chooses to share; and whether you can limit this sharing.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. In addition, we collect phone contacts in the mobile application when you share the app.
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
By submitting your phone number, you are authorizing Novus Home Mortgage to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
The user fills out a form on the website where they can consent to receive notification messages from our company. There is also a box they can check to receive product updates and/or marketing messages. The messaging disclosure is displayed to users by this form.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Novus Home Mortgage, a division of Ixonia Bank, does not share with our affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Novus Home Mortgage, a division of Ixonia Bank, does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Novus Home Mortgage, a division of Ixonia Bank, does not jointly market.
